Meet the team

Tim Andow
Director principal

At work: Tim has a wealth of knowledge dealing with all aspects of micro-businesses at different stages of their business life-cycle. He has a strategic mind, but equally can consider and advise on the practical aspects clients encounter.

Away from work: You will usually find Tim either on the golf course with his family trying to develop the next Rory McIlroy or trying to help his wife entertain his high-energy children!

Richard Higgs
My Continuum

From when I left school and became a design engineering apprentice in the late 90’s, through to my role now as a Chartered Financial Planner, listening to clients, understanding their needs and goals, and delivering them the best possible outcome has always been at the centre of everything I do.

As a critical thinker and problem solver, I approach every situation with a fresh pair of eyes and open mind. I maintain a clear focus on delivering clients what they need in a very professional, yet highly approachable manner.

Working with Continuum allows me to remain totally independent which allows me the best possible opportunity to give every single client access to the most suitable solution for their given needs and goals, whilst my 2 decades of financial services experience and status as a Chartered Financial Planner and Fellow of the Personal Finance Society (FPFS) gives everyone I work with confidence in knowing they are working with someone who holds a deeper knowledge of financial planning issues and who is dedicated to their profession.

In my time away from work I am involved with and sponsor Wessex Wanderers, a local football team based out of Lockleaze Sports Centre and I enjoy going on long walks with our dog who we rescued from Romania in 2001. I’m at the gym on most evenings and also a member of Long Ashton Golf Club, where you’ll quite often find me looking for my lost ball.