Meet the team

Tim Andow
Director principal

As a Fellow of both the ACCA (Association of Chartered Certified Accountants) and ATT (Association of Taxation Technicians), I have a wealth of expertise and experience. My career began in local practices, where I developed a deep understanding of the unique challenges faced by owner-managed businesses. This foundation has shaped my tax-focused approach, ensuring that my clients benefit from insightful and practical advice.

Since 2010, I have been open to integrating technology into accounting practices, particularly through my work with Xero and its associated applications. This experience has enabled me to streamline processes and enhance efficiency for my clients, providing them with modern, effective solutions tailored to their needs.

In 2015, I founded Andow Ellis with the vision of delivering straightforward, real-world advice. My practical approach is grounded in common sense, aiming to demystify accounting and taxation for business owners and help them make informed decisions.

I was previously the Director of Finance and Burnham and Berrow Golf Club for 5 years, and I have served as a Trust appointed Governor, with 2 years as Chair, at my children's school.

Outside of the office, I enjoy spending quality time with my wife and two children. We often find ourselves outdoors, engaging in various sporty activities that keep us active and connected.

Richard Higgs
My Continuum

From when I left school and became a design engineering apprentice in the late 90’s, through to my role now as a Chartered Financial Planner, listening to clients, understanding their needs and goals, and delivering them the best possible outcome has always been at the centre of everything I do.

As a critical thinker and problem solver, I approach every situation with a fresh pair of eyes and open mind. I maintain a clear focus on delivering clients what they need in a very professional, yet highly approachable manner.

Working with Continuum allows me to remain totally independent which allows me the best possible opportunity to give every single client access to the most suitable solution for their given needs and goals, whilst my 2 decades of financial services experience and status as a Chartered Financial Planner and Fellow of the Personal Finance Society (FPFS) gives everyone I work with confidence in knowing they are working with someone who holds a deeper knowledge of financial planning issues and who is dedicated to their profession.

In my time away from work I am involved with and sponsor Wessex Wanderers, a local football team based out of Lockleaze Sports Centre and I enjoy going on long walks with our dog who we rescued from Romania in 2001. I’m at the gym on most evenings and also a member of Long Ashton Golf Club, where you’ll quite often find me looking for my lost ball.